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Post by socalexile on Jun 27, 2020 21:14:45 GMT -6
A couple days ago a contractor who's flipping the house next door had some of his hired guys chainsawing through a stump next to a big tree. Tonight that big tree fell on my roof in a windstorm and landed on part of my dog. We have insurance for the tree but the dog had to be put down. Could use some prayers and wisdom. Thanks.
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Post by yardstick on Jun 27, 2020 21:17:17 GMT -6
socalexile, I am sorry to hear about your dog. You should look into suing the contractor. Alternately, your insurance may do that, since 'Act of God' had a little help in this case.
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Post by inaweofhim on Jun 27, 2020 21:36:04 GMT -6
so sorry to hear this, socalexile -praying!
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Post by nana on Jun 28, 2020 3:33:30 GMT -6
Socal, so sorry to hear this, of course we will pray for you.
I always think when we go home our pets who are family members will be there waiting for us .
Edit: by home I mean heaven.
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Post by Natalie on Jun 28, 2020 6:35:02 GMT -6
Prayers for you.
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Post by mike on Jun 28, 2020 7:21:40 GMT -6
Sorry to hear that SoCal. Will pray for you brother.
The contractor should have general liability insurance, which would cover the damage caused by his negligence. Your homeowners insurance company should handle the claim. They will subrogate against the contractor and his insurance.
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Post by boraddict on Jun 28, 2020 9:47:28 GMT -6
Socal, sorry to hear about the loss of your dog; a beloved family member. Why would a contractor take such a chance? So he made his property more attractive by removing the stump but weakened the tree to endanger your family; for money! This and other reasons cause me to despise money.
The tree should have been taken out by the contractor. His potential costs of 1 or 2 thousand have now caused you to suffer many times that amount. In my area tree contractors are insured and bonded to protect against things like this.
My friend has a tree that hangs over her house. Her husband was going to get a lift to go up and cut some limbs. I told her that he better not do that because he will get hurt. Let the professionals do their job. Pay the tree contractors and all will be well. Socal, it sounds like the guys cutting the stump were not professional tree contractors. If they were then this would not have happened.
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Post by sawdy on Jun 28, 2020 18:09:15 GMT -6
I will be praying for your family.
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Post by bernie on Jun 28, 2020 18:47:34 GMT -6
Praying for you also socalexile.
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Post by socalexile on Jun 28, 2020 21:12:58 GMT -6
Sorry to hear that SoCal. Will pray for you brother. The contractor should have general liability insurance, which would cover the damage caused by his negligence. Your homeowners insurance company should handle the claim. They will subrogate against the contractor and his insurance. Problem I see is that while we saw and heard a tractor and chainsaw being used around the area the tree was in, we don't have much but a pic or two showing the overgrown area. They may have destabilized it, but the tree itself just looks like the roots gave out. Is he still liable in a situation where it was just a weak tree?  |
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Post by mike on Jun 29, 2020 4:24:40 GMT -6
Your ins. co. should handle investigating this. I forget where you are located, but had it been raining a lot leading up to this? Was it excessively windy that day? Trees dont just fall, especially ones that are alive. Im in NJ and it hasnt rained here for several weeks. Yesterday we had some scattered TStorms, so it was briefly windy and a tree could come down but the soil is very dry, so its unlikely to be uprooted.
Its the responsibility of the homeowner to care for his property. If the tree was dying/dead it is his/her job to remove the hazard.
In our new bizarro world the rational thought process may not work. Being in insurance for over 20 years, claims locate the cause to determine liability. Your insurance is there to return your property to the state it was prior to the incident. Then they recoup from responsible parties, including defending you legally
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Post by socalexile on Jun 29, 2020 6:57:08 GMT -6
Thank you all for the prayers.
Thanks for the info Mike. I have USAA and they've been taking care of us so far. I live in Augusta, GA. It fell during a short storm and the guys from the tree company that removed it said they had a lot of calls in the area. That said, it was an otherwise healthy 60'+ tall 24" wide pine.
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Post by mike on Jun 29, 2020 7:09:12 GMT -6
Thank you all for the prayers. Thanks for the info Mike. I have USAA and they've been taking care of us so far. I live in Augusta, GA. It fell during a short storm and the guys from the tree company that removed it said they had a lot of calls in the area. That said, it was an otherwise healthy 60'+ tall 24" wide pine. Ok thanks for that detail. Given there was a storm, it would be difficult to prove the owner or contractor was the cause. Likely USAA will say the storm is an act of God and pay the claim. Sorry for your loss brother. |
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Post by socalexile on Jun 30, 2020 14:42:27 GMT -6
Yeah my kids were in my backyard and overheard the workers talking about what caused it, "probably the stump we took out" was the answer.
The owner hasn't even talked to us.
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Post by Gary on Jun 30, 2020 20:36:32 GMT -6
So, so sorry brother. That is distressing, and I'm sorry about your dog. I will pray for a quick resolution to repairs on your house and that your kids and family have peace with the loss. I know the loss of pets is extra difficult for kids.
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